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What's your real card-processing rate?

Grab one recent statement. Two numbers from it tell you more than any sales pitch ever will.

From your statement

Monthly card sales Total card volume for the month (the big number)

Total monthly card fees Add up every processing line — rates, statement fee, PCI, gateway, all of it

How do you mostly take cards?

Private by design: this page does the math in your browser. Your numbers are never sent, stored, or seen by us.

Your result

Enter your two statement numbers and your effective rate appears here — benchmarked against typical Canadian ranges.

effective rate = fees ÷ card sales
e.g. $600 ÷ $25,000 = 2.40%

Reference ranges are typical Canadian market figures for context — not quotes, offers, or a promise of pricing. Every business differs; a proper review reads your actual statement line by line.